Disability insurance assists employees with lost income when an injury or illness occurs and they cannot complete their work.

• Individual Disability Insurance
• High-limit Disability Insurance
• Key-person Disability Insurance
• Business Overhead Expense Disability Insurance
• Employer-supplied Disability Insurance

What is disability insurance?

"Disability Insurance, often called DI or disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for a worker to complete the core functions of their work. For example the inability to focus or maintain composure as with psychological disorders or an injury, illness or condition that causes physical impairment or incapacity to work. It encompasses paid sick leave, short-term disability benefits, and long-term disability benefits."

Click here to read more about disability insurance at Wikipedia.

ARE YOU ENTITLED TO PARTIAL WAGE REPLACEMENT?

Disability insurance can provide partial wage replacement in the event you are out of work for several months because of an injury, illness, or pregnancy related condition. How else would you be able to pay your bills, mortgage/rent, groceries, and car payment? Let Tucker Agency find a policy that is right for you.