Our experts can go over your business model and explain the different business insurance plans. We will let you know how each kind of insurance works best for you. If you do not see something that fits your business model, contact us today for a custom business insurance plan that fits your needs.
• Property Insurance
• Business Liability Insurance
• Workers Compensation Insurance
• Commercial Automobile Insurance
• Business Interruption Insurance
• Business Crime Insurance
• Commercial Umbrella Insurance
Property insurance is an important investment in ensuring the strength of your business by protecting against loss or damage to your business’ physical assets. Whether you own your building, lease your work space, or work at home, property insurance has you covered. Imagine a fire hits your business and no one can work in the building and all the office equipment is destroyed. Property insurance will cover your equipment and pay to get your business back in working order.
Business Liability Insurance
Business liability insurance protects your business when it’s sued for negligence. As a business owner, you know there are many variables that can come with owning a business. You are liable for unintentional accidents and injuries in which you or your employees may be involved. Business liability insurance helps you with the costs of a legal defense and legal damages. It covers medical expenses, attorney fees and damages when you are legally responsible, such as:
Commercial Automobile Insurance
Your personal car insurance policy does not cover vehicles used by your business. Do you provide cars, vans, semi trucks, or dump trucks for your employees to get around, or to move equipment and/or products? If so, you need commercial auto insurance to protect against traffic accidents, vandalism, and if an uninsured driver hits your vehicle.
Business Crime Insurance
Business crime insurance covers all types of crime that could affect your business: crooked employees, robbers, computer hackers, and forgers. Today, there are more opportunities for wrongdoing than ever. Whether you have just started a company, or your business is established and growing, make sure all the hard work you put into your business is covered. Don’t let criminal behavior affect your bottom line.
Commercial Umbrella Insurance
An umbrella insurance policy supplements your existing general liability, auto liability, and employer’s liability limits. Sometimes accidents happen that are not covered by your existing business insurance, but with commercial umbrella insurance, you have coverage. If a huge accident occurs, and the damages are above the limits, you will be covered instead of paying out of pocket.
Workers' Compensation Insurance
Workers' compensation insurance is vital to protect your business and in most states is mandatory. It covers injuries or illnesses when they occur as a result of duties performed on the job or while at work. Some of the claims that are covered include injuries caused by lifting heavy equipment, slipping on a wet surface, or because of fires or explosions. Protect your business from a lawsuit and your employees from loss of income.
Business Interruption Insurance
Business interruption insurance keeps your business from losses to the cash flow and profits of a business because of an interruption. If you cannot operate your business, interruption insurance will help you pay expenses, such as mortgage, advertising, taxes and salaries, and possibly even relocation costs to a temporary site.
48225 Michigan Ave.
Canton, MI 48188
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