Disability Insurance Needs Calculator

How much money would you bring in each month if you were disabled and could not work?  Now, how much money do you pay for expenses each month?  Do you have enough?
 
Take a moment to calculate how you would handle finances if you missed work for an extended period of time due to disability. 

 If you find yourself in the hole, don’t hesitate to contact Jacob at www.TuckerIns.com  for a quick quote.  You will be surprised at the cost once you figure out how much you “really” need.

MONTHLY INCOME

Benefit amount from current disability income policy $____________
Income from spouse $____________
Investment income $____________
Any other income $____________
Total Monthly Income Available $____________

MONTHLY EXPENSES

Mortgage or Rent $____________
Car Payments $____________
Utilities $____________
Food and Clothing $____________
Child Care Expenses $____________
Loans & Credit Card Payments $____________
Medical Expenses $____________
Insurance Premiums (Home, Auto, Life, Health) $____________
Savings, Investments, Retirement Contributions $ ____________
Other Expenses (Education, Entertainment, etc.) $____________
Total Monthly Expenses $____________

Analysis

Total Monthly Income Available: $_______________
Minus Total Monthly Expenses: $________________
Equals Need for Additional Monthly Income Due to Disability: $________________